What Is A Home Protection Plan?
A home protection plan normally covers mechanical failures or breakdowns due to normal wear and tear of your home appliances or major systems (heat/air conditioning, plumbing, electric, kitchen appliances, etc.) depending upon the plan and options that you select. The plan guarantees to the homeowner that if something that is covered by the home protection plan stops working or breaks down then it will be repaired or replaced by the service company, subject to the terms, conditions and coverage limits of the contract.
A home protection plan does NOT cover any items in the event of natural or man-made disasters that can cause major damage to a home and its mechanical systems. They also do not cover events that a homeowner’s or flood insurance policy would cover, such as: tornadoes, hurricanes, fires, floods or theft. Protection plans do not cover the physical structure of a home or personal belongings that are inside the home.
When you purchase a plan from American Residential Warranty, you are entitled to certain protections as part of the plan. If one of your covered appliances or systems breaks down, you can either submit a request online or call us. Our representatives are ready to assist you 24 hours a day, 365 days a year. A representative will validate your coverage and dispatch your claim to a service provider, who will contact you directly to schedule an appointment that works best with your schedule. For all covered repairs, a small service fee of $55 will be due per breakdown, unless otherwise noted in the terms & conditions.
