A home protection plan normally covers mechanical failures or breakdowns due to normal wear and tear of your home appliances or major systems (heat/air conditioning, plumbing, electric, kitchen appliances, etc.) depending upon the plan and options that you select. The plan guarantees to the homeowner that if something that is covered by the plan stops working or breaks down then it will be repaired or replaced by the service company, subject to the terms, conditions and coverage limits of the contract.
A home protection plan does NOT cover any items in the event of natural or man-made disasters that can cause major damage to a home and its mechanical systems. They also do not cover events that a homeowner’s or flood insurance policy would cover, such as: tornadoes, hurricanes, fires, floods or theft. Our protection plans do not cover the physical structure of a home or personal belongings that are inside the home.
When you purchase a plan from American Residential Warranty, you are entitled to certain protections as part of the plan. If one of your covered appliances or systems breaks down, you can either submit a request online or call us. Our representatives are ready to assist you 24 hours a day, 365 days a year. A representative will validate your coverage and dispatch your claim to a service provider, who will contact you directly to schedule an appointment that works best with your schedule. For all covered repairs, a small service fee of $55 will be due per breakdown, unless otherwise noted in the terms & conditions.
Most dealers will cover both parts and labor ONLY for the first year following a Range/Over/Cooktop installation. When one of these vital kitchen appliances breaks down, it can cause meal disruption and result in an expensive repair or replacement. When you have a home protection plan, that includes Range/Over/Cooktop coverage, you will have protection for as long as you continue paying for your plan. Our home protection plans that include Range/Over/Cooktop coverage will allow you to have long-term protection for unexpected repairs or replacements.
A plan from American Residential Warranty, that includes your Range/Over/Cooktop, you will give you peace of mind knowing that you have protected your essential kitchen appliance investment.
Basic Range/Over/Cooktop coverage includes/excludes the following:
COVERED: Gas valve, main burner, pilot burner, thermocouple, manifold transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, seals, surface unit controls, programmed cooking controls, heating elements (will be replaced with builder’s standards only), internal wiring.
NOT COVERED: Clocks, meat probe assemblies, rotisseries, racks, handles, knobs, sensi-temp burners, cosmetic issues such as scratches, dents, chipping or breakage to an oven door or glass/ceramic cooktop.
* There are no individual plans that ONLY cover one system (ie. heating, cooling or electrical). We have 3 plans that would include all 3 of those systems:
>Note: We also have an additional option called “Deluxe Advantage” that can be added to our Platinum Premier plan ONLY. Purchasing this option expands the coverage on some of the appliances above so that items listed as “NOT COVERED” would be covered because the customer pays extra for the Deluxe Advantage:
* RANGE/OVEN/COOKTOP: Clocks, Rotisseries, Racks, Handles, Knobs, Dials, Interior lining
* CODE VIOLATIONS: Will pay up to the item’s limit to correct a code violation made necessary by the repair or replacement a system or appliance under this Agreement.
* IMPROPER INSTALLATION OR REPAIR: Will cover a Breakdown to a system and appliance due to improper installation or repair prior to the Agreement effective date.
* REMOVAL OF DEFECTIVE EQUIPMENT: Will replace a covered system or appliance due to a Breakdown, We will pay for the removal or disposal of the system or appliance. * MODIFICATIONS: Duct, electrical or plumbing modifications required for a covered repair.
There are no long-term contracts involved. As a customer of American Residential Warranty, you will not be locked into a 1 or 2-year plan. You can set up your coverage to run on a month-to-month basis, as well as quarterly or annually. Your initial payment includes a thirty (30) day wait period before you are eligible for coverage under this Agreement.
While homeowners and flood insurance protect your home against unlikely incidents such as flood and fire, American Residential Warranty’s home plans provide protection against covered mechanical failures due to normal wear and tear. We offer dependable repair services from one of the nation’s largest network of licensed, pre-screened and pre-qualified home service professionals. You can have peace of mind knowing that you have coverage from a leader in home protection.